Lloyds of London state:
“Leaving keys under a mat, on a string through letter boxes or issuing lots of keys to home care agencies would definitely void a contents insurance policy and any subsequent claim.”
A large proportion of burglaries are committed by opportunists, at properties that have less than satisfactory security arrangements, a key safe is a much safer method of storing a key outside a property in order to allow access when required or to aid a person towards maintaining independent living.
The Key Safe Man and key safe manufacturers themselves continually work closely with crime prevention officers and the Police. The Supra GE C500 Key safe is approved by crime prevention officers and the Police when comparing it with alternative solutions available on the market.
The Key Safe Man regularly installs key safes at the request of private individuals, companies and a variety of providers including social services, hospital trusts, local authorities, care agencies and family members. Key safes have proved to be an extremely successful solution in allowing individuals to have access to a wide range of services and providers where current rules and regulations prevent the holding or storage of keys by such providers.
Lloyd's of London, who underwrite a large proportion of insurance business in the UK, explained that to make a claim on a contents insurance policy, there must be evidence of forced entry. Leaving keys under mats, on string through letter boxes or issuing lots of keys to different people would definitely void a contents insurance policy and any subsequent claim. The use of a key safe is a much safer way of allowing multiple persons access into a property when compared to traditional methods as those listed above.
Many of the top insurance companies including Churchill and Direct Line have expressed a similar outlook to the use of a key safe in regards to Home Insurance, illustrated by the following information found on their websites:
"You do not need to inform us if you have or are having a key safe fitted. For security reasons we would request that the numbers of persons knowing the security code be kept to a minimum and that this code be re-set if you feel there could have been a security breach"
The Key Safe Man says:
"If you are in any doubt regarding the effect of a key safe installation on your Home Insurance Policy, you should always contact you own insurance provider to seek legal advice reflecting your particular policy."